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Showing posts with the label payments

HUMAN EVOLUTION AND THE MOBILE

We in the southern part of the UK have started to see our Indian summer start to slowly fade as we get into this first week of October.    It has been a wonderful but disorientating week with temperatures in the high 20’s (80’s F) – and clear blue skies - I could have sworn this was Jo’burg in Summer.   All that was missing was the swimming pools ! Well I know that parts of the mid-West have also had some great weather.  Indeed in the good ol’  US of A October has become known as  National Cyber Security Awareness month.    Who would have thought ten years ago that a whole month would be ‘honoured’ with such a strange moniker.     Well I guess 10 years ago no one would have predicted that we would have become so utterly dependent on the Web – our every waking and in some instances sleeping moments have some Web connection.    E-mail, social-media,  telephony,  shopping, business, entertainment, gaming  – ju...

MOBILE MONEY - A SOLUTION READY TODAY

Google have just announced with some fanfare that they have created a mobile money eco-system.   Android users can now use their devices fitted with NFC chips to make payments at selected Points of Sale in the US.   This will only be launched on a limited scale some time in the Summer.  It is not actually ready yet. ( http://googleblog.blogspot.com/2011/05/coming-soon-make-your-phone-your-wallet.html ) There is no doubt that those of us in the ‘advanced’ West will value the utility of being able to swipe our phones (which have become extensions of our very beings) when we buy coffee  - the Starbucks app has been out for a while – ( http://www.starbucks.com/coffeehouse/mobile-apps ) or when we make our day to day purchases.   It will be  ‘cool’ just as it is cool today to flash an NFC enabled credit card at an NFC enabled POS when making small value purchases. However I would argue that the utility,  of the full functionality of mobile money transa...